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About Affordable Truck Insurance Inc

Independent insurance agency specializing in commercial trucking coverage for owner-operators and for-hire trucking companies.

Based in Benton, Kentucky

Affordable Truck Insurance Inc is an independent insurance agency based in Benton, Kentucky. We specialize exclusively in commercial trucking insurance for owner-operators and for-hire trucking companies.

As an independent agency, we work with multiple insurance carriers to find competitive coverage options for your trucking operation.

Owner: Darin Austin

Darin Austin is the owner of Affordable Truck Insurance Inc and brings over 30 years of experience in the insurance industry. He has specialized in trucking insurance since 2014.

Darin is a Transportation Risk Specialist, a designation from MCIEF.org that demonstrates specialized knowledge in commercial trucking insurance and the unique risks facing motor carriers.

Our Specialization

We focus exclusively on commercial trucking insurance. This specialization allows us to understand the unique challenges and requirements facing owner-operators and for-hire trucking companies.

Freight Types

General freight, flatbed, and reefer (temperature-controlled)

New Authority Welcome

We work with startup trucking companies and new FMCSA authority holders

Coverage Types

Primary liability, physical damage, cargo, general liability, and occupational accident

States We Serve

We are licensed to write commercial trucking insurance in nine states:

Alabama
Florida
Georgia
Indiana
Kentucky
Missouri
North Carolina
Tennessee
Texas

View state-specific information →

Important: Payment Security Notice

We never collect premium payments via Zelle, Cash App, or similar peer-to-peer payment services.

If someone claiming to represent our agency requests payment via these methods, do not send payment and contact us directly at [email protected] to verify.

Contact Us

For quote requests or questions about commercial trucking insurance:

[email protected]

Ready to Get a Quote?

Contact us for commercial trucking insurance in our nine licensed states.

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